Median home value in zip code 56534 (Erhard, MN) is $306,267, up 5.0% year over year. Part of the Fergus Falls, MN metropolitan area.

Home Value$306,267

YoY Change

+5.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 56534 (Erhard).

Income (annual)

Down Payment

$61,253 on $306,267

Example: $75,000 household income. Change it above to see your own.

Stretch31.8% of income

Above 28% but manageable with cuts.

PITI$1,985

P/I31.8%

Afford$270K

Gap-$36K

P&I $1,549Tax $286Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56534 is part of the Fergus Falls, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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