Median home value in zip code 56560 (Moorhead, MN) is $280,231, up 2.8% year over year. Part of the Fargo, ND-MN metropolitan area.

Home Value$280,231

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 56560 (Moorhead).

Income (annual)

Down Payment

$56,046 on $280,231

Example: $75,000 household income. Change it above to see your own.

Stretch29.3% of income

Above 28% but manageable with cuts.

PITI$1,829

P/I29.3%

Afford$268K

Gap-$12K

P&I $1,417Tax $262Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56560 is part of the Fargo, ND-MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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