Median home value in zip code 56601 (Bemidji, MN) is $274,193, up 3.7% year over year. Part of the Bemidji, MN metropolitan area.

Home Value$274,193

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 56601 (Bemidji).

Income (annual)

Down Payment

$54,839 on $274,193

Example: $75,000 household income. Change it above to see your own.

Stretch28.7% of income

Above 28% but manageable with cuts.

PITI$1,792

P/I28.7%

Afford$268K

Gap-$6K

P&I $1,386Tax $256Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56601 is part of the Bemidji, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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