Median home value in zip code 56630 (, MN) is $187,273, down 1.0% year over year. Part of the Bemidji, MN metropolitan area.

Home Value$187,273

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 56630 (null).

Income (annual)

Down Payment

$37,455 on $187,273

Example: $75,000 household income. Change it above to see your own.

Affordable20.4% of income

Under the 28% guideline.

PITI$1,272

P/I20.4%

Afford$258K

Room+$70K

P&I $947Tax $175Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56630 is part of the Bemidji, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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