Median home value in zip code 56641 (Federal Dam, MN) is $253,748, up 4.5% year over year. Part of the Brainerd, MN metropolitan area.

Home Value$253,748

YoY Change

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 56641 (Federal Dam).

Income (annual)

Down Payment

$50,750 on $253,748

Example: $75,000 household income. Change it above to see your own.

Affordable26.7% of income

Under the 28% guideline.

PITI$1,670

P/I26.7%

Afford$266K

Room+$12K

P&I $1,283Tax $237Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56641 is part of the Brainerd, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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