Median home value in zip code 56641 (Federal Dam, MN) is $254K, up 4.5% year over year. Part of the Brainerd, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Brainerd, MN metro →

Home Value$253,748

YoY Change

+4.5%

AFFORDABILITY

Enter your income for 56641 (Federal Dam).

Income (annual)

Down Payment

$50,750 on $253,748

Affordable — 26.7% of income

Under the 28% guideline.

PITI$1,670

P/I26.7%

Afford$266K

Room+$12K

P&I $1,283Tax $237Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56641 is part of the Brainerd, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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