Median home value in zip code 56646 (Trail, MN) is $277,237, up 3.2% year over year. Part of the Grand Forks, ND-MN metropolitan area.

Home Value$277,237

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 56646 (Trail).

Income (annual)

Down Payment

$55,447 on $277,237

Example: $75,000 household income. Change it above to see your own.

Stretch29% of income

Above 28% but manageable with cuts.

PITI$1,811

P/I29%

Afford$268K

Gap-$9K

P&I $1,402Tax $259Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56646 is part of the Grand Forks, ND-MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Grand Forks, ND-MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.