Median home value in zip code 56647 (, MN) is $238K, up 2.6% year over year. Part of the Bemidji, MN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Bemidji, MN metro →

Home Value$238,115

YoY Change

+2.6%

AFFORDABILITY

Enter your income for 56647 (null).

Income (annual)

Down Payment

$47,623 on $238,115

Affordable — 25.2% of income

Under the 28% guideline.

PITI$1,576

P/I25.2%

Afford$264K

Room+$26K

P&I $1,204Tax $222Ins $150

6.50% 30yr, 20% down, county tax + MN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

56647 is part of the Bemidji, MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Bemidji, MN analysis

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