Median home value in zip code 57038 (Jefferson, SD) is $375,576, up 3.7% year over year. Part of the Sioux City, IA-NE-SD metropolitan area.

Home Value$375,576

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 57038 (Jefferson).

Income (annual)

Down Payment

$75,115 on $375,576

Example: $75,000 household income. Change it above to see your own.

Out of reach39.9% of income

Need $106,800/yr to afford.

PITI$2,492

P/I39.9%

Afford$264K

Gap-$112K

P&I $1,899Tax $410Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57038 is part of the Sioux City, IA-NE-SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sioux City, IA-NE-SD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.