Median home value in zip code 57048 (Montrose, SD) is $369,406, up 3.1% year over year. Part of the Sioux Falls, SD metropolitan area.

Home Value$369,406

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 57048 (Montrose).

Income (annual)

Down Payment

$73,881 on $369,406

Example: $75,000 household income. Change it above to see your own.

Out of reach39.3% of income

Need $105,214/yr to afford.

PITI$2,455

P/I39.3%

Afford$263K

Gap-$106K

P&I $1,868Tax $403Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57048 is part of the Sioux Falls, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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