Median home value in zip code 57234 (Estelline, SD) is $269,808, up 16.6% year over year. Part of the Watertown, SD metropolitan area.

Home Value$269,808

YoY Change

+16.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 57234 (Estelline).

Income (annual)

Down Payment

$53,962 on $269,808

Example: $75,000 household income. Change it above to see your own.

Stretch29.5% of income

Above 28% but manageable with cuts.

PITI$1,842

P/I29.5%

Afford$256K

Gap-$13K

P&I $1,364Tax $295Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57234 is part of the Watertown, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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