Median home value in zip code 57235 (Florence, SD) is $499,184, up 0.1% year over year. Part of the Watertown, SD metropolitan area.

Home Value$499,184

YoY Change

+0.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 57235 (Florence).

Income (annual)

Down Payment

$99,837 on $499,184

Example: $75,000 household income. Change it above to see your own.

Out of reach52% of income

Need $139,371/yr to afford.

PITI$3,252

P/I52%

Afford$269K

Gap-$231K

P&I $2,524Tax $545Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57235 is part of the Watertown, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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