Median home value in zip code 57235 (Florence, SD) is $499K, up 0.1% year over year. Part of the Watertown, SD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Watertown, SD metro →

Home Value$499,184

YoY Change

+0.1%

AFFORDABILITY

Enter your income for 57235 (Florence).

Income (annual)

Down Payment

$99,837 on $499,184

Out of reach — 52% of income

Need $139,371/yr to afford.

PITI$3,252

P/I52%

Afford$269K

Gap-$231K

P&I $2,524Tax $545Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57235 is part of the Watertown, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Watertown, SD analysis

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