Median home value in zip code 57243 (, SD) is $496,856, down 5.6% year over year. Part of the Watertown, SD metropolitan area.

Home Value$496,856

YoY Change

-5.6%

Prices falling — better for buyers.

Affordability

Enter your income for 57243 (null).

Income (annual)

Down Payment

$99,371 on $496,856

Example: $75,000 household income. Change it above to see your own.

Out of reach51.8% of income

Need $138,771/yr to afford.

PITI$3,238

P/I51.8%

Afford$269K

Gap-$228K

P&I $2,512Tax $542Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57243 is part of the Watertown, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Watertown, SD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.