Median home value in zip code 57701 (Rapid City, SD) is $297,460, up 1.4% year over year. Part of the Rapid City, SD metropolitan area.

Home Value$297,460

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 57701 (Rapid City).

Income (annual)

Down Payment

$59,492 on $297,460

Example: $75,000 household income. Change it above to see your own.

Stretch32.2% of income

Above 28% but manageable with cuts.

PITI$2,012

P/I32.2%

Afford$259K

Gap-$39K

P&I $1,504Tax $325Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57701 is part of the Rapid City, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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