Median home value in zip code 57783 (Spearfish, SD) is $448K, up 0.4% year over year. Part of the Spearfish, SD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Spearfish, SD metro →

Home Value$447,757

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 57783 (Spearfish).

Income (annual)

Down Payment

$89,551 on $447,757

Out of reach — 47% of income

Need $125,829/yr to afford.

PITI$2,936

P/I47%

Afford$267K

Gap-$181K

P&I $2,264Tax $489Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57783 is part of the Spearfish, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spearfish, SD analysis

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