Median home value in zip code 57783 (Spearfish, SD) is $447,757, up 0.4% year over year. Part of the Spearfish, SD metropolitan area.

Home Value$447,757

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 57783 (Spearfish).

Income (annual)

Down Payment

$89,551 on $447,757

Example: $75,000 household income. Change it above to see your own.

Out of reach47% of income

Need $125,829/yr to afford.

PITI$2,936

P/I47%

Afford$267K

Gap-$181K

P&I $2,264Tax $489Ins $183

6.50% 30yr, 20% down, county tax + SD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

57783 is part of the Spearfish, SD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Spearfish, SD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.