Median home value in zip code 58005 (Harwood, ND) is $430,325, up 12.7% year over year. Part of the Fargo, ND-MN metropolitan area.

Home Value$430,325

YoY Change

+12.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 58005 (Harwood).

Income (annual)

Down Payment

$86,065 on $430,325

Example: $75,000 household income. Change it above to see your own.

Out of reach42.8% of income

Need $114,729/yr to afford.

PITI$2,677

P/I42.8%

Afford$281K

Gap-$149K

P&I $2,176Tax $351Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

58005 is part of the Fargo, ND-MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Fargo, ND-MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.