Median home value in zip code 58104 (Fargo, ND) is $393,626, up 3.2% year over year. Part of the Fargo, ND-MN metropolitan area.

Home Value$393,626

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 58104 (Fargo).

Income (annual)

Down Payment

$78,725 on $393,626

Example: $75,000 household income. Change it above to see your own.

Out of reach39.4% of income

Need $105,514/yr to afford.

PITI$2,462

P/I39.4%

Afford$280K

Gap-$114K

P&I $1,990Tax $321Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

58104 is part of the Fargo, ND-MN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Fargo, ND-MN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.