Median home value in zip code 58481 (Spiritwood, ND) is $229,462, down 2.2% year over year. Part of the Jamestown, ND metropolitan area.

Home Value$229,462

YoY Change

-2.2%

Prices falling — better for buyers.

Affordability

Enter your income for 58481 (Spiritwood).

Income (annual)

Down Payment

$45,892 on $229,462

Example: $75,000 household income. Change it above to see your own.

Affordable24% of income

Under the 28% guideline.

PITI$1,498

P/I24%

Afford$268K

Room+$39K

P&I $1,160Tax $187Ins $150

6.50% 30yr, 20% down, county tax + ND ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

58481 is part of the Jamestown, ND metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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