Median home value in zip code 59631 (Basin, MT) is $284,169, up 1.8% year over year. Part of the Helena, MT metropolitan area.

Home Value$284,169

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 59631 (Basin).

Income (annual)

Down Payment

$56,834 on $284,169

Example: $75,000 household income. Change it above to see your own.

Stretch28.6% of income

Above 28% but manageable with cuts.

PITI$1,786

P/I28.6%

Afford$278K

Gap-$6K

P&I $1,437Tax $199Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

59631 is part of the Helena, MT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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