Median home value in zip code 59721 (Cardwell, MT) is $524,901, up 3.7% year over year. Part of the Helena, MT metropolitan area.

Home Value$524,901

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 59721 (Cardwell).

Income (annual)

Down Payment

$104,980 on $524,901

Example: $75,000 household income. Change it above to see your own.

Out of reach50.8% of income

Need $135,943/yr to afford.

PITI$3,172

P/I50.8%

Afford$290K

Gap-$235K

P&I $2,654Tax $367Ins $150

6.50% 30yr, 20% down, county tax + MT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

59721 is part of the Helena, MT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Helena, MT analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.