Median home value in zip code 60174 (Saint Charles, IL) is $415K, up 4.8% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chicago-Naperville-Elgin, IL-IN-WI metro →

Home Value$414,627

YoY Change

+4.8%

AFFORDABILITY

Enter your income for 60174 (Saint Charles).

Income (annual)

Down Payment

$82,925 on $414,627

Out of reach — 47.6% of income

Need $127,371/yr to afford.

PITI$2,972

P/I47.6%

Afford$244K

Gap-$170K

P&I $2,097Tax $726Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

60174 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis

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