Median home value in zip code 60431 (Joliet, IL) is $344K, up 3.4% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chicago-Naperville-Elgin, IL-IN-WI metro →

Home Value$343,924

YoY Change

+3.4%

AFFORDABILITY

Enter your income for 60431 (Joliet).

Income (annual)

Down Payment

$68,785 on $343,924

Out of reach — 39.9% of income

Need $106,757/yr to afford.

PITI$2,491

P/I39.9%

Afford$242K

Gap-$102K

P&I $1,739Tax $602Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

60431 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis

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