Median home value in zip code 60518 (Earlville, IL) is $235,948, up 10.4% year over year. Part of the Ottawa, IL metropolitan area.

Home Value$235,948

YoY Change

+10.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 60518 (Earlville).

Income (annual)

Down Payment

$47,190 on $235,948

Example: $75,000 household income. Change it above to see your own.

Stretch28.5% of income

Above 28% but manageable with cuts.

PITI$1,782

P/I28.5%

Afford$232K

Gap-$4K

P&I $1,193Tax $438Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

60518 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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