Zip Code

60538

Oswego, ILChicago-Naperville-Elgin, IL-IN-WI

Median home value in zip code 60538 (Oswego, IL) is $322K, up 3.3% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chicago-Naperville-Elgin, IL-IN-WI metro →

Home Value$322,334
YoY Change
+3.3%
AFFORDABILITY

Enter your income for 60538 (Oswego).

$64,467 on $322,334
Out of reach — 37.5% of income

Need $100,457/yr to afford.

PITI$2,344
P/I37.5%
Afford$241K
Gap-$82K
P&I $1,630Tax $564Ins $150
6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

60538 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis
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60538 (Oswego, IL) Housing Market | CrashWatch