Median home value in zip code 60538 (Oswego, IL) is $322,334, up 3.3% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Home Value$322,334

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 60538 (Oswego).

Income (annual)

Down Payment

$64,467 on $322,334

Example: $75,000 household income. Change it above to see your own.

Out of reach37.5% of income

Need $100,457/yr to afford.

PITI$2,344

P/I37.5%

Afford$241K

Gap-$82K

P&I $1,630Tax $564Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

60538 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.