Median home value in zip code 60540 (Naperville, IL) is $615K, up 5.1% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chicago-Naperville-Elgin, IL-IN-WI metro →

Home Value$615,072

YoY Change

+5.1%

AFFORDABILITY

Enter your income for 60540 (Naperville).

Income (annual)

Down Payment

$123,014 on $615,072

Out of reach — 69.4% of income

Need $185,871/yr to afford.

PITI$4,337

P/I69.4%

Afford$248K

Gap-$367K

P&I $3,110Tax $1,076Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

60540 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis

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