Median home value in zip code 60549 (Serena, IL) is $305,635, up 7.5% year over year. Part of the Ottawa, IL metropolitan area.

Home Value$305,635

YoY Change

+7.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 60549 (Serena).

Income (annual)

Down Payment

$61,127 on $305,635

Example: $75,000 household income. Change it above to see your own.

Out of reach36.2% of income

Need $96,986/yr to afford.

PITI$2,263

P/I36.2%

Afford$236K

Gap-$69K

P&I $1,545Tax $568Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

60549 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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