Median home value in zip code 61031 (Franklin Grove, IL) is $181,974, up 16.4% year over year. Part of the Dixon, IL metropolitan area.

Home Value$181,974

YoY Change

+16.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 61031 (Franklin Grove).

Income (annual)

Down Payment

$36,395 on $181,974

Example: $75,000 household income. Change it above to see your own.

Affordable22.5% of income

Under the 28% guideline.

PITI$1,408

P/I22.5%

Afford$226K

Room+$44K

P&I $920Tax $338Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61031 is part of the Dixon, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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