Median home value in zip code 61039 (German Valley, IL) is $207,415, up 14.9% year over year. Part of the Freeport, IL metropolitan area.

Home Value$207,415

YoY Change

+14.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 61039 (German Valley).

Income (annual)

Down Payment

$41,483 on $207,415

Example: $75,000 household income. Change it above to see your own.

Affordable25.3% of income

Under the 28% guideline.

PITI$1,584

P/I25.3%

Afford$229K

Room+$22K

P&I $1,049Tax $385Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61039 is part of the Freeport, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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