Median home value in zip code 61042 (Harmon, IL) is $197,771, up 7.0% year over year. Part of the Dixon, IL metropolitan area.

Home Value$197,771

YoY Change

+7.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 61042 (Harmon).

Income (annual)

Down Payment

$39,554 on $197,771

Example: $75,000 household income. Change it above to see your own.

Affordable24.3% of income

Under the 28% guideline.

PITI$1,518

P/I24.3%

Afford$228K

Room+$30K

P&I $1,000Tax $368Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61042 is part of the Dixon, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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