Median home value in zip code 61054 (Mount Morris, IL) is $145,863, up 11.1% year over year. Part of the Rochelle, IL metropolitan area.

Home Value$145,863

YoY Change

+11.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 61054 (Mount Morris).

Income (annual)

Down Payment

$29,173 on $145,863

Example: $75,000 household income. Change it above to see your own.

Affordable18.5% of income

Under the 28% guideline.

PITI$1,159

P/I18.5%

Afford$220K

Room+$74K

P&I $738Tax $271Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61054 is part of the Rochelle, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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