Zip Code

61071

Rock Falls, ILSterling, IL

Median home value in zip code 61071 (Rock Falls, IL) is $117K, up 3.1% year over year. Part of the Sterling, IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sterling, IL metro →

Home Value$117,407
YoY Change
+3.1%
AFFORDABILITY

Enter your income for 61071 (Rock Falls).

$23,481 on $117,407
Affordable — 15.4% of income

Under the 28% guideline.

PITI$962
P/I15.4%
Afford$214K
Room+$96K
P&I $594Tax $218Ins $150
6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

61071 is part of the Sterling, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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61071 (Rock Falls, IL) Housing Market | CrashWatch