Median home value in zip code 61080 (South Beloit, IL) is $227,461, up 7.7% year over year. Part of the Rockford, IL metropolitan area.

Home Value$227,461

YoY Change

+7.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 61080 (South Beloit).

Income (annual)

Down Payment

$45,492 on $227,461

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,723

P/I27.6%

Afford$231K

Room+$4K

P&I $1,150Tax $423Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61080 is part of the Rockford, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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