Median home value in zip code 61088 (Winnebago, IL) is $269,105, up 6.9% year over year. Part of the Rockford, IL metropolitan area.

Home Value$269,105

YoY Change

+6.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 61088 (Winnebago).

Income (annual)

Down Payment

$53,821 on $269,105

Example: $75,000 household income. Change it above to see your own.

Stretch32.2% of income

Above 28% but manageable with cuts.

PITI$2,011

P/I32.2%

Afford$234K

Gap-$35K

P&I $1,361Tax $500Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61088 is part of the Rockford, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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