Median home value in zip code 61104 (Rockford, IL) is $104,076, up 14.1% year over year. Part of the Rockford, IL metropolitan area.

Home Value$104,076

YoY Change

+14.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 61104 (Rockford).

Income (annual)

Down Payment

$20,815 on $104,076

Example: $75,000 household income. Change it above to see your own.

Affordable13.9% of income

Under the 28% guideline.

PITI$870

P/I13.9%

Afford$209K

Room+$105K

P&I $526Tax $193Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61104 is part of the Rockford, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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