Median home value in zip code 61260 (Joy, IL) is $164K, up 4.7% year over year. Part of the Davenport-Moline-Rock Island, IA-IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Davenport-Moline-Rock Island, IA-IL metro →

Home Value$164,461

YoY Change

+4.7%

AFFORDABILITY

Enter your income for 61260 (Joy).

Income (annual)

Down Payment

$32,892 on $164,461

Affordable — 20.6% of income

Under the 28% guideline.

PITI$1,287

P/I20.6%

Afford$224K

Room+$59K

P&I $832Tax $306Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61260 is part of the Davenport-Moline-Rock Island, IA-IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Davenport-Moline-Rock Island, IA-IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free