Median home value in zip code 61320 (Dalzell, IL) is $154,968, up 6.8% year over year. Part of the Ottawa, IL metropolitan area.

Home Value$154,968

YoY Change

+6.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 61320 (Dalzell).

Income (annual)

Down Payment

$30,994 on $154,968

Example: $75,000 household income. Change it above to see your own.

Affordable19.6% of income

Under the 28% guideline.

PITI$1,222

P/I19.6%

Afford$222K

Room+$67K

P&I $784Tax $288Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61320 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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