Zip Code

61329

Spring Valley, ILOttawa, IL

Median home value in zip code 61329 (Spring Valley, IL) is $139K, up 8.1% year over year. Part of the Ottawa, IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Ottawa, IL metro →

Home Value$139,226
YoY Change
+8.1%
AFFORDABILITY

Enter your income for 61329 (Spring Valley).

$27,845 on $139,226
Affordable — 17.8% of income

Under the 28% guideline.

PITI$1,113
P/I17.8%
Afford$219K
Room+$80K
P&I $704Tax $259Ins $150
6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

61329 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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61329 (Spring Valley, IL) Housing Market | CrashWatch