Median home value in zip code 61354 (Peru, IL) is $174,786, up 9.1% year over year. Part of the Ottawa, IL metropolitan area.

Home Value$174,786

YoY Change

+9.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 61354 (Peru).

Income (annual)

Down Payment

$34,957 on $174,786

Example: $75,000 household income. Change it above to see your own.

Affordable21.7% of income

Under the 28% guideline.

PITI$1,359

P/I21.7%

Afford$225K

Room+$50K

P&I $884Tax $325Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61354 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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