Median home value in zip code 61361 (Sheffield, IL) is $122,261, up 2.6% year over year. Part of the Ottawa, IL metropolitan area.

Home Value$122,261

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 61361 (Sheffield).

Income (annual)

Down Payment

$24,452 on $122,261

Example: $75,000 household income. Change it above to see your own.

Affordable15.9% of income

Under the 28% guideline.

PITI$995

P/I15.9%

Afford$215K

Room+$93K

P&I $618Tax $227Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61361 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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