Median home value in zip code 61362 (Spring Valley, IL) is $138,922, up 5.4% year over year. Part of the Ottawa, IL metropolitan area.

Home Value$138,922

YoY Change

+5.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 61362 (Spring Valley).

Income (annual)

Down Payment

$27,784 on $138,922

Example: $75,000 household income. Change it above to see your own.

Affordable17.8% of income

Under the 28% guideline.

PITI$1,111

P/I17.8%

Afford$219K

Room+$80K

P&I $702Tax $258Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61362 is part of the Ottawa, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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