Median home value in zip code 61764 (Pontiac, IL) is $148,740, up 12.1% year over year. Part of the Pontiac, IL metropolitan area.

Home Value$148,740

YoY Change

+12.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 61764 (Pontiac).

Income (annual)

Down Payment

$29,748 on $148,740

Example: $75,000 household income. Change it above to see your own.

Affordable18.9% of income

Under the 28% guideline.

PITI$1,179

P/I18.9%

Afford$221K

Room+$72K

P&I $752Tax $276Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61764 is part of the Pontiac, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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