Median home value in zip code 61801 (Urbana, IL) is $184K, up 4.9% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Champaign-Urbana, IL metro →

Home Value$183,524

YoY Change

+4.9%

AFFORDABILITY

Enter your income for 61801 (Urbana).

Income (annual)

Down Payment

$36,705 on $183,524

Affordable — 22.7% of income

Under the 28% guideline.

PITI$1,419

P/I22.7%

Afford$226K

Room+$43K

P&I $928Tax $341Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61801 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Champaign-Urbana, IL analysis

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