Median home value in zip code 61802 (Urbana, IL) is $212,084, up 7.4% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Home Value$212,084

YoY Change

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 61802 (Urbana).

Income (annual)

Down Payment

$42,417 on $212,084

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,617

P/I25.9%

Afford$230K

Room+$17K

P&I $1,072Tax $394Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61802 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Champaign-Urbana, IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.