Median home value in zip code 61820 (Champaign, IL) is $173K, up 5.7% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Champaign-Urbana, IL metro →

Home Value$173,407

YoY Change

+5.7%

AFFORDABILITY

Enter your income for 61820 (Champaign).

Income (annual)

Down Payment

$34,681 on $173,407

Affordable — 21.6% of income

Under the 28% guideline.

PITI$1,349

P/I21.6%

Afford$225K

Room+$52K

P&I $877Tax $322Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61820 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Champaign-Urbana, IL analysis

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