Median home value in zip code 61821 (Champaign, IL) is $195,677, up 6.0% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Home Value$195,677

YoY Change

+6.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 61821 (Champaign).

Income (annual)

Down Payment

$39,135 on $195,677

Example: $75,000 household income. Change it above to see your own.

Affordable24% of income

Under the 28% guideline.

PITI$1,503

P/I24%

Afford$228K

Room+$32K

P&I $989Tax $364Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61821 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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