Median home value in zip code 61822 (Champaign, IL) is $321K, up 5.3% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Champaign-Urbana, IL metro →

Home Value$320,781

YoY Change

+5.3%

AFFORDABILITY

Enter your income for 61822 (Champaign).

Income (annual)

Down Payment

$64,156 on $320,781

Out of reach — 37.9% of income

Need $101,486/yr to afford.

PITI$2,368

P/I37.9%

Afford$237K

Gap-$84K

P&I $1,622Tax $596Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61822 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Champaign-Urbana, IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free