Median home value in zip code 61847 (Gifford, IL) is $213,377, up 7.2% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Home Value$213,377

YoY Change

+7.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 61847 (Gifford).

Income (annual)

Down Payment

$42,675 on $213,377

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,625

P/I26%

Afford$230K

Room+$16K

P&I $1,079Tax $397Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61847 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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