Median home value in zip code 61849 (Homer, IL) is $175,166, up 4.4% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Home Value$175,166

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 61849 (Homer).

Income (annual)

Down Payment

$35,033 on $175,166

Example: $75,000 household income. Change it above to see your own.

Affordable21.8% of income

Under the 28% guideline.

PITI$1,361

P/I21.8%

Afford$225K

Room+$50K

P&I $886Tax $326Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61849 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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