Median home value in zip code 61873 (Saint Joseph, IL) is $275,339, up 6.5% year over year. Part of the Champaign-Urbana, IL metropolitan area.

Home Value$275,339

YoY Change

+6.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 61873 (Saint Joseph).

Income (annual)

Down Payment

$55,068 on $275,339

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,054

P/I32.9%

Afford$235K

Gap-$41K

P&I $1,392Tax $512Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61873 is part of the Champaign-Urbana, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Champaign-Urbana, IL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.