Median home value in zip code 61931 (Humboldt, IL) is $136,775, up 7.6% year over year. Part of the Charleston-Mattoon, IL metropolitan area.

Home Value$136,775

YoY Change

+7.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 61931 (Humboldt).

Income (annual)

Down Payment

$27,355 on $136,775

Example: $75,000 household income. Change it above to see your own.

Affordable17.5% of income

Under the 28% guideline.

PITI$1,096

P/I17.5%

Afford$218K

Room+$82K

P&I $692Tax $254Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61931 is part of the Charleston-Mattoon, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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