Median home value in zip code 61938 (Mattoon, IL) is $119,132, up 6.1% year over year. Part of the Charleston-Mattoon, IL metropolitan area.

Home Value$119,132

YoY Change

+6.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 61938 (Mattoon).

Income (annual)

Down Payment

$23,826 on $119,132

Example: $75,000 household income. Change it above to see your own.

Affordable15.6% of income

Under the 28% guideline.

PITI$974

P/I15.6%

Afford$214K

Room+$95K

P&I $602Tax $221Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

61938 is part of the Charleston-Mattoon, IL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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